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SAVINGS & LOANS

Looking for an affordable loan?
Access to low cost loans is one of the major benefits of joining FAIRshare. Any adult member who is a regular saver can apply at any time. The amount you can borrow will depend on how much you can afford to repay based on your income and existing expenditure. There are no arrangement fees and your loan will be covered by FREE life insurance - at no extra cost*.

Interest is low and calculated on the reducing balance - not the original amount of the loan. So for example if you borrow £1,000 over 12 months and maintain your regular monthly payments you will only need to repay £1,100.15 (i.e. a total interest charge of only £100.15).

We can also help by repaying any existing higher interest loans you may have with other lenders and reduce your monthly payments. No loan is too small and we will calculate the repayment amount and period to suit your individual circumstances. There are no hidden charges- and no penalties if you find you are able to clear your loan earlier than you expected.

*Conditions may apply.
Click here to see examples of our loan repayments

Click here to compare our loans with other lenders