FAIRshare AGM 2010
The Annual General Meeting of FAIRshare Credit Union will take place at the V.I.P. Suite, Civic Offices on Thursday 18th February at 12 noon. All members are welcome to attend.
It will be an opportunity for you to hear how FAIRshare has progressed during the last twelve months, how it will continue to grow in the future and what dividend will be paid for the year. We look forward to seeing you there. NEW Homeowner Loans
Need a loan for maintenance or repairs? You can get a great deal with our new Homeowner Loans. Access to low cost loans is one of the major benefits of joining FAIRshare. All you need to do is save a regular amount each week/month to apply. The amount you can borrow will depend on how much you can afford to repay based on your income and existing expenditure. There are no arrangement fees and your loan will be covered by FREE life insurance - at no extra cost. Interest is low and calculated on the reducing balance - not the original amount of the loan. So for example if you borrow £1,000 over 12 months and maintain your regular monthly payments you will only repay £1,100.15 - that's a total interest charge of just £100.15. You can always 'bank' on FAIRshare to save you £££s. So what are you waiting for? Join now and you can claim your FREE membership worth £5. Click here to download the application form from the Members' Area. FAIRshare launches PayPoint
FAIRshare have set up a PayPoint card facility for members to pay money into their savings account - or to pay money off their loan - at a time and place that suits them.
Payments can be made at over 50 locations across the Borough of Telford & Wrekin – including post offices as well as late-opening newsagents, convenience stores, supermarkets and garages – wherever you see the PayPoint sign.
Now members can apply to use their PayPoint card to make savings and loan repayments directly to their credit union account – without having to travel in to the Town Centre or visit their nearest collection point. Plus they’re not only simple and convenient to use – they’re also FREE of charge to FAIRshare members.
PayPoint cards, which are available on request, will be a real benefit to members who don’t have access to standing order or payroll deduction facilities allowing them to make payments locally whenever and wherever they choose. Open a HomeSaver Account and claim your FREE Fiver!
FAIRshare has introduced a brand new HomeSaver Account to help people save towards the cost of moving in and setting up their new home.
For a limited period only - anyone who has registered with "Choose Your Home" will get FREE FAIRshare membership (worth £5) - plus for the first 100 accounts opened - a FREE Fiver to start off their savings!
By saving a regular amount - each week or each month - HomeSavers will also be guaranteed a low cost loan of up to £500 or more before they move in - subject to being able to afford the repayments.
There's never been a better time to start saving for your new home. Simply complete the application form and either come along to FAIRshare's Telford Town Centre office in Southwater Square - or visit your local Wrekin Housing Trust Shop - with the information you need to confirm your ID and open your account. FAIRshare launch new Travel Club
Being able to afford the holiday of your dreams could easily become a reality thanks to FAIRshare Credit Union.
FAIRshare has introduced an exclusive new Travel Club in association with Co-op Travel that offers their members the chance to save £££s with special discounts off UK and worldwide holidays as well as tickets for a wide range of major events.
Once you’ve registered and had your membership confirmed you’ll be eligible to receive up to 7.5% off the cost of your next booking – and at least 5% discount off the cost of any holiday seen in any high street Travel Agent plus 10% off worldwide car hire, 10% off worldwide city breaks,7.5% off worldwide attraction tickets, 10% off London Theatre Breaks – with tickets available for all the top shows every weekend, 7.5% off airport hotels and airport lounges.
And there’s more… as a FAIRshare Travel Club member you can also benefit from discounts on UK break packages, caravans, chalets, hotels and golf packages at all the top Clubs worldwide and special members’-only prices for tickets to major sporting events – football, rugby, boxing motor racing, horse racing etc.
There’s never been a better time to start saving with FAIRshare - because as well as making it easier for you to save up for your holiday – now you can enjoy making great savings off the price of your holiday too! Are you still counting the cost of Christmas? Do you have difficulty getting a loan?
If you find it difficult to get credit and you desperately need a loan you may be forced to pay high interest rates from some lenders.Certain companies make huge profits from lending money at very high interest rates with little or no consideration for you or your circumstances. They are only interested in making the most amount of money they can from you.
Anyone who lives or works in Telford & Wrekin area can save with FAIRshare and apply for a low cost loan. For example with FAIRshare the interest on a loan of £500 over 56 weeks would be only £68.48 (APR 26.8%). Compare the same loan with Provident and the interest would be £340.00 (APR 183.2%) increasing the total cost of your borrowing to £840. With FAIRshare there are no costly set up fees, no penalties for clearing loans early and FREE life insurance on savings and loans. Are you feeling the squeeze?
Perhaps you’re still counting the cost of Christmas. If you use your credit or store card and don’t pay off the balance in full each month then you can easily end up paying interest charges of up to 30%.
Anyone who lives or works in Telford & Wrekin area can save with FAIRshare and apply for a low cost loan - typically at 1% interest a month on the reducing balance.
FAIRshare members benefit from easy savings through payroll deduction or standing order. Open a FAIRshare account and save just £10 a week and you could have over £500 by the end of this year. You can use your FAIRshare account to spread the cost of everything from your TV licence to a special celebration.
Savers can take advantage of having a secure home for their savings - plus access to affordable loans at exceptionally low interest rates with FREE life insurance.
There are no costly set up fees, no penalties for clearing loans early and FREE life insurance on savings and loans as well as access to affordable no-nonsense insurance cover for everything from travel to motoring. Counting the cost of Christmas
Do you always end up paying for Christmas in January – and wish you had done things differently? Or worse still - are you still counting the cost even later in the year?
Christmas is traditionally an expensive time for families and it can be difficult to avoid getting carried away - especially if you pay for Christmas on a credit card or store card when you can easily end up paying interest charges of up to 30%.
Would you like £500 towards the cost of next Christmas?
Make (an early) New Year’s Resolution to open a FAIRshare account. Then save just £10 a week and you could have over £500 by this time next year.
It’s never too early to start planning for next Christmas. Get organised for 2008 and use your FAIRshare account to spread the cost of everything from your TV licence to a special celebration. Plus if you’re stuck for ideas about what to give any special child in your life – opening a FAIRshare Junior Savers Account is a thoughtful gift for any occasion – birthday or Christmas. You can encourage them to save – save on their behalf – or do both. | 
