Annual General Meeting
This year's AGM is at 12.30pm on Thursday 23rd February 2012 at Meeting Point House, Southwater Square, Town Centre, Telford. We hope as many members as possible will be able to attend. Remember FAIRshare is your Credit Union so please come along and join us if you can. New account for AFC Telford United fans!
FAIRshare has teamed up with AFC Telford United to offer their supporters a secure home for their savings with access to affordable loans that can help spread the cost of being a fan. Our new AFC Telford United Supporter's Account gives fans the opportunity to save up for everything from their away game tickets and travelling expenses to the latest replica kit.
Supporters who save regularly and are looking to spread the cost of their season ticket - or take advantage of buying multiple tickets at discounted prices - will be able to apply for a low cost loan from only 1% (12.68% APR) per month.
In addition to savings and loans AFC Telford United Supporter's Account holders will also be able to take advantage of special members' only offers and exclusive Club discounts.
Initially the account will only be available to those living or working in the Telford and Wrekin area but an expected change in credit union legislation early next year may open it up to supporters living further afield.
Fans wanting to open an account just need to complete a simple form and provide proof of their identity. Application forms are available from the AFC Telford United ground or FAIRshare's Southwater Square offices in Telford Town Centre.
Or you can click here to find out more and download an application form from the Members' Area.
Paul Riley, AFC Telford United Commercial Sales Manager, said "Our fans are very important to us so anything we can do to help make supporting the Club even more affordable is high on the agenda. We're also always keen to strengthen the Club's links with other organisations who share our belief in working for the benefit of the local community. So the opportunity to introduce the Supporter's Account ticked all the boxes."
FAIRshare's newly appointed General Manager, John Harrower, added "We're delighted to launch the AFC Telford United Supporter's Account and looking forward to a long and successful association with the Club and its fans. Any money saved in the Credit Union is totally safe, secure and protected and because we are a co-operative organisation all our members are shareholders in the company. Plus all the money our members save with us stays in the community to help other local people too." A new & improved Prepaid Visa Card for your account
We’re always looking for new ways to give our members even better value for money so we’ve negotiated an extra special deal just for you.The Boston Marks Prepaid Card is a new and improved Visa Card with lower upload fees and FREE cash back. What does this mean for you? The cost of transferring money from your FAIRshare account onto your card is reduced to £1.25 and includes a FREE SMS text message and/or email every time your card is loaded. But the really good news is the FREE cash back facility (available at most major supermarkets) which means you can avoid any ATM charges simply by requesting the cash you want at the till. Don’t worry - the other good things you enjoy now haven’t changed! No bank account or credit checks are required to apply for the new card. There’s no monthly fee, no transaction charges and you can still instantly load money from your FAIRshare account onto your card to pay bills, shop online or spend in-store. The new card which is valid for 3 years is only £5.00. So don’t delay – order your new prepaid card today!
Click here to download the application form from the Members' Area.
You can also add up to three Companion Cards to your Primary Prepaid Visa Card and arrange an instant transfer for your children, family and friends (as long as they are aged 14 or older). There is a one off charge of £2.50 per Companion Card issued which will be debited from your FAIRshare account. As the Primary cardholder you can set a maximum spend limit, view all your own and your Companion cardholder’s transactions online. Companion cardholders are only able to view their own transactions. Companion cards will be sent directly to the address specified. The card will also be issued with a separate PIN which will be despatched to the same address.
Click here to download the separate application form from the Members' Area.
We’re sure that the Boston Marks Prepaid Visa Card offers the best possible deal for our members - but if you should have any queries or require any further information please contact us on 01952 282528. Members' Survey
We’re asking members to complete a short questionnaire to help us assess our service and ensure that we continue to develop the products you need to make the most of your money. To say ‘thank you’ your name will automatically be entered into a FREE Prize Draw to win £100. The closing date for entries is 30th September 2010.
Any information you give us will be treated in the strictest confidence - so please feel free to make whatever comments you wish. If you’d prefer to complete your answers anonymously that’s fine but we obviously won’t be able to enter your name in the draw.
The survey has now closed. We had a fantastic response so we'd like to say a very big 'thank you' to everyone who took part. Helping children save for a brighter future
It’s never too early to start saving and it’s important to help young people understand the importance of managing their money as soon as they can. So we've arranged with Windmill School in Brookside to introduce our Young Savers' Account at the school.
Children of all ages can open an account (with their parents’/guardian’s permission) and pay money in each week. A savings card is provided to record each transaction so the children can ‘watch their money grow’. Homeowner Loans
Need a loan for maintenance or repairs? You can get a great deal with our new Homeowner Loans. Access to low cost loans is one of the major benefits of joining FAIRshare. All you need to do is save a regular amount each week/month to apply. The amount you can borrow will depend on how much you can afford to repay based on your income and existing expenditure. There are no arrangement fees and your loan will be covered by FREE life insurance - at no extra cost. Interest is low and calculated on the reducing balance - not the original amount of the loan. You can always 'bank' on FAIRshare to save you £££s. So what are you waiting for? Join now and you can claim your FREE membership worth £5. Click here to download the application form from the Members' Area. FAIRshare launches PayPoint
FAIRshare have set up a PayPoint card facility for members to pay money into their savings account - or to pay money off their loan - at a time and place that suits them.
Payments can be made at over 50 locations across the Borough of Telford & Wrekin – including post offices as well as late-opening newsagents, convenience stores, supermarkets and garages – wherever you see the PayPoint sign.
Now members can apply to use their PayPoint card to make savings and loan repayments directly to their credit union account – without having to travel in to the Town Centre or visit their nearest collection point. Plus they’re not only simple and convenient to use – they’re also FREE of charge to FAIRshare members.
PayPoint cards, which are available on request, will be a real benefit to members who don’t have access to standing order or payroll deduction facilities allowing them to make payments locally whenever and wherever they choose. Open a HomeSaver Account and claim your FREE Fiver!
FAIRshare has introduced a brand new HomeSaver Account to help people save towards the cost of moving in and setting up their new home.
For a limited period only - anyone who has registered with "Choose Your Home" will get FREE FAIRshare membership (worth £5) - plus for the first 100 accounts opened - a FREE Fiver to start off their savings!
By saving a regular amount - each week or each month - HomeSavers will also be guaranteed a low cost loan of up to £500 or more before they move in - subject to being able to afford the repayments.
There's never been a better time to start saving for your new home. Simply complete the application form and either come along to FAIRshare's Telford Town Centre office in Southwater Square - or visit your local Wrekin Housing Trust Shop - with the information you need to confirm your ID and open your account. Are you still counting the cost of Christmas?
If you find it difficult to get credit and you desperately need a loan you may be forced to pay high interest rates from some lenders.Certain companies make huge profits from lending money at very high interest rates with little or no consideration for you or your circumstances. They are only interested in making the most amount of money they can from you.
Anyone who lives or works in Telford & Wrekin area can save with FAIRshare and apply for a low cost loan. With FAIRshare there are no costly set up fees, no penalties for clearing loans early and FREE life insurance on savings and loans. Are you feeling the squeeze?
Perhaps you’re still counting the cost of Christmas. If you use your credit or store card and don’t pay off the balance in full each month then you can easily end up paying interest charges of up to 30%.
Anyone who lives or works in Telford & Wrekin area can save with FAIRshare and apply for a low cost loan - typically at 1% interest a month on the reducing balance.
FAIRshare members benefit from easy savings through payroll deduction or standing order. Open a FAIRshare account and save just £10 a week and you could have over £500 by the end of this year. You can use your FAIRshare account to spread the cost of everything from your TV licence to a special celebration.
Savers can take advantage of having a secure home for their savings - plus access to affordable loans at exceptionally low interest rates with FREE life insurance.
There are no costly set up fees, no penalties for clearing loans early and FREE life insurance on savings and loans as well as access to affordable no-nonsense insurance cover for everything from travel to motoring. Counting the cost of Christmas
Do you always end up paying for Christmas in January – and wish you had done things differently? Or worse still - are you still counting the cost even later in the year?
Christmas is traditionally an expensive time for families and it can be difficult to avoid getting carried away - especially if you pay for Christmas on a credit card or store card when you can easily end up paying interest charges of up to 30%.
Would you like £500 towards the cost of next Christmas?
Make (an early) New Year’s Resolution to open a FAIRshare account. Then save just £10 a week and you could have over £500 by this time next year.
It’s never too early to start planning for next Christmas. Get organised for the New Year and use your FAIRshare account to spread the cost of everything from your TV licence to a special celebration. Plus if you’re stuck for ideas about what to give any special child in your life – opening a FAIRshare Junior Savers Account is a thoughtful gift for any occasion – birthday or Christmas. You can encourage them to save – save on their behalf – or do both. | 
