Adult Savings Accounts Unlike high street banks and building societies we DON’T carry out any credit checks before we will let you open an account. We DON’T allow any previous CCJs - bankruptcy or insolvency - to prevent you from joining. You can add to your savings at any time - by payroll deduction from your salary, standing order from your bank account, in person at any of our branches or by direct transfer from your pension, housing allowance or other benefit payments. You can also take out your money at any time - either in person at any of our branches, by phone or via email - whichever suits you. 4 in 1 Share Account Our standard savings accounts can help you to set aside separate amounts for different things. You can save as much - or as little - as you like. When you complete your membership application form simply tell us the amount you wish to save regularly - each week or each month. Click here to go to the members' area and download an application form HomeSaver Account FAIRshare introduced this account to help people save towards the cost of buying the things they want for their home. So whether you’re looking to replace your fridge, washing machine or sofa - or need to start saving to pay for the cost of moving in and setting up your new home - opening a HomeSaver Account is a really good way to start. You’ll be surprised by how quickly putting even a small amount of money away each week mounts up – and if you find you need a loan to top up the balance you can ask us to help with that too. Because once you’ve saved a regular amount for three months or more HomeSavers are guaranteed a low cost loan - subject to being able to afford the repayments. If you live or work in the Borough of Telford & Wrekin and register on the "Choose Your Home" website you will receive a letter with a promotion code to receive FREE FAIRshare membership (worth £5) - plus for the first 100 accounts opened - a FREE Fiver to start off your savings! By saving a regular amount - each week or each month – you can apply for an affordable loan of up to £500 or more before you move in. So don’t forget to enter the promotion code shown on your letter if you use the HomeSaver Account form from the website to join. There's never been a better time to start saving for the things you need for your home. So what are you waiting for? Simply complete the application form and either come along to our main branch in Southwater Square or visit your local Wrekin Housing Trust Shop - with proof of your identity - to open your account. Click here to go to the members' area and download an application form Home Account We provide a personal and friendly service for arranging payment of Local Housing Allowance directly into your account - plus access to easy and confidential ways to save and borrow. All we ask is that you pay a one-off membership fee of £5 when you open your FAIRshare Home Account and regularly save a minimum of £5 per week with us. Click here to go to the members' area and download an application form All these accounts also provide: Access to low cost loans - with no hidden charges or arrangement fees. No limit on the number of deposits or withdrawals from your account. FREE life cover on savings and loans. The chance to share in an annual dividend on all savings accounts. Exclusive members’ only monthly Prize Draws. Junior accounts Helping children save for a brighter future FAIRshare's Young Saver accounts are open to children from birth up to the age of 16 years. Parents, guardians, relatives and friends can also contribute savings to the account. Accounts can be opened by adults for children from birth. Savings for junior members accepted from the trustee can be made in the same way as for our standard adult accounts (i.e. cash, cheque, standing order, payroll deduction etc) and all junior members receive an annual dividend payment - again just like adult accounts. Click here to go to the members' area and download an application form Authorised and regulated by the Financial Services Authority (FSA) all our members' money is also protected by the Financial Services Compensation Scheme. |