FAIRshare Loans

Fair & Manageable with Flexible Repayments

FAIRshare promotes responsible lending, calculated through our affordability assessment

When you choose to borrow from us, we’ll allocate part of each loan repayment to your savings account.  This is known as Save as you Borrow. It means that when you’ve repaid your loan, you’ll also have saved a cash lump sum.  It is one of the great benefits of borrowing from FAIRshare.

All loan applications are assessed in person by a Loan Officer, and decisions are based on affordability.  As part of the assessment we will perform credit and identity checks on you with one or more credit reference agencies. You must be over 18 years can apply for a loan.

Saver Loan

Borrow £50 – £7500

  • Save as you borrow
  • Borrow from £50 to £7500 over a maximum of 60 months.
  • Build up savings whilst repaying your loan over a maximum of 60 months.

Saver Loan Top-Up

Apply for £50  – £7500

  • If you already have a FAIRshare loan and would like to borrow more money, you may be eligible to apply for a FAIRshare Top Up Loan.

Family Support Loan

Borrow £500

  • A fair and manageable way to borrow £500, if you are claiming Child Benefit.
  • Builds a savings pot.
  • Borrow £500 over a maximum of 52 weeks.

Further Family Support Loans

 Two steps – £750 to £1000

  • FAIRshare has three different loan values which allow you to top up you initial family support loan in two manageable steps, after 12 weeks from the date of issue.

Secured Saver Loan

Borrow £1501 – £7500

  • Offers alternative to withdrawing your savings. 
  • It allows you to borrow a lump sum whilst keeping your savings intact.  
  • Borrow £1501 – £7500 over a maximum of 60 months.

Debt Consolidation Loan

Borrowing from  £1501 – £7500 

  • Merge your borrowing into one easy loan with a Debt Consolidation Loan.

FAIRshare is a not-for-profit community bank which has provided ethical financial services for over 27 years.

We’d love to hear from you.

Do you have a question about FAIRshare services? Our team is ready to answer all your questions.