Save as you Borrow with a Holiday Loan

Fancy a break?  Holidaying in the UK or going abroad, a family holiday or a short break, create magic moments this year and Save as you Borrow with a Holiday Loan from FAIRshare!

With fair, manageable repayments and no surprises, a choice of repayment options to suit you budget and Save as you Borrow, our Holiday Loan helps spread the cost of your holiday and save for next year at the same time.  And, if affordable, your Holiday Loan can run alongside* most of our other loans (Terms & Conditions apply).

Holiday Loan at a glance

To apply for a Holiday Loan you must –

*If you already have a Handi-Loan or Handi-Loan Plus you are unfortunately NOT eligible for the Holiday Loan.

> Applications are more likely to be approved if you:

Applications are more likely to be approved if you –

  • can prove a regular source of income by using our Open Banking portal.
  • are registered on the Electoral Roll at your current address.

Quick & easy to apply

Apply online now for a quick decision.  Processing time will vary depending on demand, but we aim to have made a decision within 72 hours of receiving all supporting paperwork.

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Fixed repayments

The Holiday Loan has convenient fixed repayments, with no surprises, to help you budget easily.  Select weekly, fortnightly, 4 weekly or monthly repayment options to suit your budget.

Representative example –

Borrowing £750 over 52 weeks will cost £17.18 a week + £5 a week savings – £22.18 including savings.  Total amount repayable is £893.50 which includes interest at 42.6% APR (3% per month). Rate of Interest for comparison 19.2%.  Total savings £260 after 52 weeks.

Borrowing £1850 over 12 months will cost £180.56 a month + £20 a month savings – £200.56 including savings.  Total amount repayable is £2166.62 which includes interest at 34.5% APR (2.5% per month). Rate of Interest for comparison 17.2%.  Total savings £240 after 12 months.

Try our loan calculator for a guide on your loan repayments.

Saving as you borrow

Your weekly or monthly repayment includes a minimum saving amount – with a £750 holiday loan, for example, after a year you will have repaid the loan AND saved £260 for next year too!

Terms & Conditions