How does it work?

Engage Cardholders “load” or transfer money from their FAIRshare account onto their Engage Card. The card can then be used to buy goods or services in store, online or over the phone – just like a debit card.  You can also withdraw money from cash machines or via cash back at major supermarkets.

You can only spend what you have loaded on your Engage Card, so there is no risk of going overdrawn – perfect for budgeting and managing your finances.

Engage VISA Debit Card with Rewards

The convenient, ethical and rewarding digital account and Visa debit card available from FAIRshare Credit Union – no credit checks needed!

What is the Engage Classic Account? 

Engage is a fair and ethical digital account and contactless Visa debit card that works just like a high street current account, but with no hidden fees or unexpected costs. For anyone over the age of 16.

Providing instant access to your money:

Regular funds or a Credit Union loan, can easily be paid directly into your Engage Classic account. Once funds are received you can immediately access cash from an ATM*, shop online or instore using your contactless Visa debit card, pay your bills and easily manage your money with the Engage digital mobile app. 

  • No fees to set up and just £2.30 a month management fee 
  • No cost to make a purchase within the UK 
  • Withdraw cash at ATMs or Post Offices* 
  • Free cashback service at participating retailers 
  • Send money with same-day transfer**
  • Pay your bills by transfer or standing order**
  • Earn cashback rewards on everyday shopping and services 

*99p fee for UK ATM withdrawals and 75p fee for cash withdrawals at a Post Office. 

**15p fee for sending same-day, next-day, or future dated payments via Faster Payments.


The Account that Rewards you

Earn up to 15% cashback at national and local retailers whenever you use your debit card to make a purchase. Based on an average weekly grocery shop, you can easily earn more than enough to cover the monthly Engage Premium Card management fee!   For details of participating Engage reward retailers, download the Engage app today or learn more…


Engage Envelope – Money Management Tool

Take the stress out of budgeting and paying household bills. Set up virtual savings envelopes in the Engage mobile app to help you budget for things like utility bills, rent/mortgage, council tax or for a special purchase. Then, when your bills are due Engage can automatically pay them by standing order, or release funds back into your Engage account to spend by debit card or to withdraw cash.  

We’d love to hear from you.

Do you have a question about FAIRshare services? Our team is ready to answer all your questions.