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Weddings, Cars, Holidays and Special Occasions – apply for a Saver Loan

Borrow from £500 to £7500

At FAIRshare, we believe in supporting your dreams with flexible and affordable loan options. Whether you’re planning a wedding, buying or fixing a car, purchasing your first home, or planning a holiday, we offer loans designed to help you make these important moments a reality. As a not-for-profit credit union, we focus on your financial well-being, ensuring the loan is affordable with a personal service.

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Why Choose FAIRshare?

  • Save as you borrow – save as you repay your loan
  • Flexible repayments – weekly or monthly repayments
  • Affordable Loan Options – always based on affordability
  • Fast and Easy Application – Apply Online
  • Community-Focus – people first financial co-operative
Apply Now…

Borrow from £500…

FAIRshare provides affordable loans. If we decline a loan application based on affordability, you will have the opportunity to reapply after 6 months from the date of the original decline decision.

To apply for a Saver Loan you must –

  • Become a FAIRshare member and open a savings account if approved for a loan.
  • Be 18 years of age or over.
  • Have a minimum weekly income of £125, from employment, pensions or benefits*
  • Not be currently bankrupt.
  • Not be in or have been in, within 12 months prior to the date of the application for a loan, a Bankruptcy, Insolvency, Debt Advice Plan or Protected Trust Deed Debt Scheme.
Your application is more likely to be approved if you
  • Can prove a regular source of income with Open Banking
  • Are not currently bankrupt
  • Are not in a Debt Relief Order (DRO), Individual Voluntary Arrangement (IVA) or a Debt Management Plan
  • *Usually refers to Income Support, Job Seekers Allowance (JSA), Employment Support Allowance (ESA) & Universal Credit (UC).

FAIRshare Saver Loan Calculator

How much would you like to borrow?

And how long for?

%

APR

£200

Per Week

£1600

Total Repayment

£1200

Per Month

£1600

Total Repayment

Apply for a loan

*Representative example. The figures given above are for illustrative purposes only and may not be the APR you receive. The actual interest rates and repayment amounts may vary subject to loan amount and status.