*Excludes Holiday Loan, Christmas Loan. Any outstanding loan balance will be taken into consideration when assessing your Top Up application.
How much can I apply to borrow?
You can apply to borrow between £50 – £7500 and loans of higher amounts may be considered. The maximum that can be borrowed is £7500 above your savings value. Check on-line your current balance through Members Access.
Where top-up loans are made, a composite interest rate will be calculated and applied to the loan in total. The composite interest rate takes into account both the rate applicable to the original loan and the rate applicable to the new loan.
> Applications are more likely to be approved if you:
Applications are more likely to be approved if you –
can prove a regular source of income by using our Open Banking portal.
are registered on the Electoral Roll at your current address.
FAIRSHARE CREDIT UNION IS AUTHORISED BY THE PRUDENTIAL REGULATION AUTHORITY AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY AND THE PRUDENTIAL REGULATION AUTHORITY (FRN 213429). OUR MEMBERS’ MONEY IS ALSO PROTECTED BY THE FINANCIAL SERVICES COMPENSATION SCHEME (FSCS).
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