FAIRshare Credit Union Privacy Notice

We are committed to protecting our members’ privacy.  FAIRshare Credit Union requires any information marked as mandatory for membership to either meet legal obligations or to enable us to perform our contract with you.  Where you are not able to provide us with this information, we may not be able to open an account for you.  Where we request further information about you not required for these reasons, we will ask you for your consent.

How we use your personal information

FAIRshare Credit Union may process, transfer and/or share personal information in the following ways:

For legal reasons

For performance of our contract with you

For our legitimate interests

With your consent

Sharing your personal information

We will disclose information outside the credit union:

Where we send your information

Countries in the European Economic Area must all comply with the General Data Protection Rules.   FAIRshare Credit Union only sends information to countries outside the European Economic Area who comply with EU-US Privacy Shield.

The EU – U.S. Privacy Shield framework protects the fundamental rights of anyone in the EU whose personal data is transferred to the United States for commercial purposes.  The framework also brings legal clarity for businesses relying on transatlantic data transfers and includes:

For more information on the EU – U.S. Privacy Shield click here.

However, any party receiving personal data may also process, transfer and share it for the purposes set out above and in limited circumstances this may involve sending your information to countries where data protection laws do not provide the same level of data protection as the UK.  For example, when complying with international tax regulations we may be required to report personal information to the HM Revenue and Customs which may transfer than information to tax authorities in countries where you or a connected person may be tax resident.

How we use cookies

A cookie is a small file which is placed on your computer’s hard drive.  The cookie helps analyse web traffic or lets you know when you visit a particular site.  Cookies allow web applications to respond to you as an individual.  The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.

We use traffic log cookies to identify which pages are being used.  This helps us analyse data about web traffic and improve our website in order to tailor it to customer needs.  We only use this information for statistical analysis purposes.

Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not.  A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.

You can choose to accept or decline cookies.  Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer.  This may prevent you from taking full advantage of the website.

If you would like more information about this, you can visit www.aboutcookies.org.

Retaining your information

FAIRshare Credit Union will need to hold your information for various lengths of time depending on what we use your data for. In many cases we will hold this information for a period of time after you have left the credit union.

To read our policy for retaining members data please click here or contact us on 01952 200200.

Your Rights

Your rights under data protection regulations are:

For more information please visit Your Rights Explained or contact us on 01952 200200.

Our contact details

FAIRshare Credit Union
Unit 3 Southwater Square
Southwater Way

Tel.: 01952 200200

Email : info@fairshare.uk.com

Changes to this privacy notice

We can update this Privacy Notice at any time and ideally you should check it regularly here for updates. We won’t alert you for every small change, but if there are any important changes to the Policy or how we use your information we will let you know and where appropriate ask for your consent.