Money-saving tip #4 in FAIRshare Credit Union’s ten-part mini-series

Make food swaps to save money

Aside from rent or mortgage payments, food and drink are probably the next highest spend every month, for most families.


Even if you’re struggling to save elsewhere, there are plenty of ways you could cut down on your monthly food spend.


This is the fourth money-saving tip in FAIRshare Credit Union’s ten-part mini-series.

Create a weekly meal plan and shop accordingly

Creating a weekly meal plan the day before you’re due to do the big weekly shop, will help you to figure out what you need to buy and help reduce overspending. Shopping for a meal plan means that you’ll be less likely to stray off course with purchases that you don’t really need or will likely never use.

Buy for the freezer

There’s no argument that fresh food, such as veg and fish, not only taste delicious, but they’re packed with nutrients. However, did you know that things like frozen veg, also have huge nutritional value and can often be cheaper than buying fresh? 


If you’re sick of the sight of limp-looking veg in your fridge, or you’re always throwing away mouldy carrots, then consider the swap from fresh to frozen to cut down on your shopping bills, and cut down on your food waste.


Additionally, other everyday staples such as milk and bread can be bought fresh and stored in the freezer for when you need it. This will help prevent too many trips to the shops to stock up on everyday essentials.

Cook in batches

If you make a delicious homemade soup, or you’re famous for your shepherd’s pie, consider making extra portions that you can freeze and eat at a later date. 


Cooking in batches will help you prepare for tougher times, or provide you with extra meals that you don’t have to buy at the supermarket — it all adds to the savings!


Cut out your favourite snack— and save the change

Do you love a Starbucks coffee? Or maybe you’re a fan of McDonald’s Apple Pies? 


A standard Starbucks coffee costs around £2.75. So, if you’re in the habit of having one, five days a week, you’re spending around £715 a year.


Even cutting this down by half will be a good sum to add to your savings pot.

Make or grow your own

In a world where we’re trying to cut back on plastic consumption and food waste, many people are starting to return to a lifestyle of making or growing their own food. Not only is this practice better for the environment, but it can help you to discover a new hobby or way of living that you may have previously overlooked.


Although the initial batch ingredients maybe a little more expensive at the very start than you’d usually spend, they will often last much longer and stretch much further.


Among the easiest things to start to make or grow your own, are biscuits, bread, everyday vegetables, and even beer and wine! 


Search online for ‘make your own’ or ‘grow your own’ for thousands of recipes and ideas. Don’t forget to tuck the savings away in your FAIRShare account.